Uber has changed the way we travel. With just a tap on your phone, a ride is available at your fingertips, making it incredibly convenient. Despite its convenience, risks still exist. Collisions can occur, and when they do, passengers may suffer injuries.
In this article, what kinds of injuries are most common in Uber accidents, who may be liable for damages, along with legal options for pursuing a claim.
Common Uber Injuries
An Uber accident can cause a variety of injuries, particularly when the vehicle is in an accident. Some frequent injuries include:
Cervical Strain: Whiplash often results from rear-end crashes, which can lead to significant discomfort. It can take time to develop symptoms, making it hard to immediately detect.
Bone Injuries: High-impact accidents can lead to broken arms, legs, and ribs. Such injuries often require long recovery periods and surgery.
Head and Brain Injuries: From mild concussions to severe TBIs, head injuries can vary in severity. They can lead to lasting cognitive and health challenges.
Back and Spinal Cord Injuries: Back and spine injuries are common in high-impact crashes. They often result in long-term pain and expensive treatments.
Muscle Tears and Ligament Damage: Soft tissue injuries like sprains and strains are common in car accidents. Despite being "minor," they can cause considerable pain and complications.
Cuts and Lacerations: Shattered glass or other debris from an accident may lead to severe cuts. Some of these wounds may require stitches or surgical repair.
Determining Liability in Uber Injury Cases
Liability in Uber-related accidents can be complicated. Various individuals and entities could be held accountable. Liability could fall on the Uber driver, other motorists, or other third parties.
The Uber Driver: The Uber driver can be responsible for any injuries if they were at fault. Common causes include distracted driving uber driver class action lawsuit or breaking traffic laws.
Other Drivers: If another vehicle was at fault, their driver could be liable for the accident.
The Role of Uber: Uber may be liable in certain situations through its insurance policies. Uber offers up to $1 million in liability coverage during active rides.
Liability from Third Parties: Sometimes, accidents result from external factors like road hazards or defective parts. In these cases, more than one party might share liability.
Uber’s Insurance Policy for Riders
Uber’s insurance coverage varies depending on the stage of the ride. Insurance differs if the driver is awaiting a request, driving to pick up someone, or in a ride.
Driver Not Using the App: If the Uber driver is not using the app, they must rely on personal coverage.
Driver Online Without Passengers: During this phase, Uber’s coverage includes $50,000 for injury liability per person. Liability limits include $50,000 for injuries and $25,000 for vehicle damage.
Active Uber Ride: When an Uber driver is on a trip, the company’s insurance provides up to $1 million in coverage. This includes $1 million in third-party liability coverage, uninsured motorist coverage, and collision coverage.
How to File a Legal Action for Uber Injuries
In severe injury cases, legal action might be the best option if insurance fails. The legal process can help victims recover lost wages, medical expenses, and damages.